Commercial Real Estate Financing Proactive Funding Approach
MAKE HEADWAY WITH OUR EXPERTISE IN COMMERCIAL REAL ESTATE FUNDING Commercial Property. Ascension Capital Funding’s commercial real estate financing solutions benefit corporate entities with the acquisition or refinancing of commercial properties. Significantly, use our funding tools to harness your equity for expansion and upgradation. Indeed, we offer commercial real estate loans to aid you to finance your operation while avoiding a liquidity constraint.
A skilled lender with the financial tools and options necessary to assist you in making the best feasible decisions. Our commercial real estate lending specialist team, with vast experience in the funding sector, will make financing commercial real estate and buildings convenient.
So, whether you want to buy a new business property or refinance an existing loan, Ascension has the knowledge in commercial real estate financing that few lenders can match.
- Loans to increase your capacity
- Upgrade real estate facilities
- Land development finance
- Working capital replenishment
- Overall easy loan application
- Upright terms and conditions
Ascension makes Commercial Real Estate Financing Effortless
Our commercial real estate financing tools help businesses to buy, expand or refinance. In fact, we provide expert insights on industry trends to make you aware of all the standard loan procedures and regulations. Furthermore, our application process for obtaining a commercial real estate loan is plain sailing with complete guidance provided by us throughout the procedures. In fact, we offer you different types of loans based on your business module and motive. Some of them are as under:
Short Term Real Estate Loans
They are usually easy to qualify for and swift to fund. As a result, they’re excellent alternatives for entrepreneurs who can’t get bank or SBA financing. These commercial property loans will have higher interest rates when compared to other alternatives.
Hard Money Real Estate Loans
Short-term loans backed by tangible assets, most commonly real estate and property, are known as hard money loans. These loans, in comparison to bank loans, tend to offer lesser amounts and have higher interest rates. Hard money business loans, on the other hand, are significantly easier to qualify for than many other forms of loans.
In reality, hard money lenders provide many emerging small enterprises with their initial commercial real estate loans. Despite this, the costs and hazards involved with commercial real estate financing are high.
SBA Loans
SBA loans are the best commercial real estate loans. Subsequent to traditional bank loans, SBA loans have the most favorable terms and rates, as well as being easiest to qualify for. The SBA does, however, offer two loan programs for real estate: the 7(a) and the 504/CDC loan.
Traditional Bank Loans
Traditional banks loans offer you the most money for your commercial real estate demands at the lowest rate. They also provide you with the best loan terms. However, though these loans are desirable, they are tough to qualify for. The qualification benchmark for obtaining a commercial real estate loan typically needs a high credit score and strong business financials.
More Than Just a Financing Source
Ascension has brought together a diverse set of commercial real estate banking and finance services under one roof. Multifamily, corporate, healthcare, senior housing, and manufactured housing sectors will find the capital raising and banking services they require.
Our Capabilities
- In-depth market research
- Quick loan approval and consistent disbursal
- Flexible loan terms
- Upright and transparent process
We’ll collaborate with you intensively to learn your specific viewpoint and objectives, and then provide financing options that make the most strategic value. Commercial real estate developments can range in size from a few thousand dollars to several hundred thousand dollars. As a result, the maximum amount of loan you can borrow for commercial real estate financing depends on Loan-to-Value (LTV) and After-Repair Value (ARV).
Commercial Real Estate Loans’ Interest Rates
Your commercial real estate loan’s interest rate is determined by your area of industry, its economic well being, and your creditworthiness. Commercial property finance is generally more expensive than a residential mortgage. This is because businesses are riskier to lend to, and commercial real estate values are more volatile.
Contrastingly, business real estate loans are typically less expensive than other types of small business loans. This is because the loan itself secures the property.
Furthermore, commercial real estate loans will have a fixed or variable interest rate. A fixed-rate will remain constant during the term of the loan, but a variable rate will fluctuate with market rates. Our commercial real estate finance professionals will assist you in determining how much you owe and repayment conditions.
Commercial real estate loans, without a doubt, will be more complicated than typical finance solutions. Finally, as long as you plan properly and analyze your needs and budget, you should be fine. Ascension provides you with the most competitive real estate loan rates, which is beneficial to your company’s growth and economics.
Ascension Capital Funding adopts a collaborative approach to finalize the right loan terms for a client. Further, we have a wide array of real estate and construction financing, from short-term to long-term. Get in touch for more information.
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